Business Origination Manager – Food & Agriculture Sector at Equity Bank

Description

Equity Bank is one of the region’s leading banks whose purpose is to transform the lives and livelihoods of the people of Africa socially and economically by availing them modern and inclusive financial services that maximize their opportunities. With a strong footprint in Kenya, Uganda, Tanzania, Rwanda, South Sudan and DRC Congo, Equity Bank is now home to over 12 million customers - the largest customer base in Africa. Currently the Bank is seeking additional talent to serve in the role of Business Origination Manager - Food & Agriculture (F&A) Sector.

Job Purpose:
The purpose of the job is to conduct preliminary review and packaging of SME and Corporate F&A credit files to ensure compliance and appraisal completeness prior to presentation to credit risk department.

Key Responsibilities

• Preparation and analysis of F&A credit proposals for presentation to EXCO
•  Present F&A business cases to credit risk and on need basis in credit committees
•  Take part in development of F&A risk policy • Develop and continuously review F&A business template
•  Create, maintain and review F&A client profiling criteria • Develop F&A business review matrices for various value chains.
•  Advise on F&A industry trends and subsector business matrix
• Continually review Food & Agriculture business portfolio and conduct stress testing based on prevailing and emerging industry risk factors.
•  Develop and keep updated F&A environmental and social compliance policy.
• Training Branch staff and supporting in resolution of credit risk issues that may arise from time to time.

Qualifications

Academic Qualifications & Experience

• Holder Bachelor’s Degree, preferably in agriculture related courses such as Agricultural Economics, Agribusiness, Food sciences, Technology, agriculture finance or related field. 
• AKIB/ACIB/CPA/ACCA/Credit Management or CFA would be an added advantage.
• At least eight (8) years of relevant experience in the Food & Agriculture, five (5) of which must be in technical Credit Analysis.
• Review and understand clients' financial requirements and package appropriate credit proposals.
• Analyse financial statements presented by customers and summarize them into the F&A's standard appraisal templates/systems.
• Analyse various industries and macro environmental factors as they relate to clients' requests under review.
• Identify SME and Corporate capacity gaps in the bank staff, train, mentor and coach them for better performance.
• Continuously analyze the industry and macro-environmental factors and keep updated F&A analysis toolkit.

Apply

Click on the link to apply: https://equitybank.taleo.net/careersection/ext_new/jobdetail.ftl?job=250000EZ&tz=GMT%2B03%3A00&tzname=Africa%2FNairobi